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| | | | |  | Welcome | | | | Welcome to my web site. I’ve gathered a wealth of information here to help you with all of your real estate needs – from all the latest property listings to great information for both home buyers and sellers.
Please give me a call @ 209-217-6217 if you think that you can't make your next payment or if you have missed several payments and you dont want a foreclosure on your credit report. I have spend many hours in training to work with Distress Property owners from Primary resident to rentals. I have listed many of my certificates to show you that I am here to help you with either a loan modification or a Short Sale.
All you have to do to get started is click on any of the links to the left. Enjoy these tremendous online tools and remember that you can also count on me to help you every step of the way. Please contact me @ 209-217-6217 if there is anything I can do to help you.
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| | | | | Short Sales Approved | | | |
Today, More Short Sales are
Getting Approved
Since mid 2010, we are seeing many Banks shifting their emphasis to Loss Mitigation Solutions rather than go to the expense of foreclosing on a property.
Banks, investors, and even the federal government have all said that if a borrower is qualified for a short sale, then a short sale needs to be considered.
More banks are aggressively pursuing short sales and working with Real Estate Teams like ours who have made the investment in training and acquiring all the technical certifications.
We have undergone extensive training in methods to help homeowners in distress and process short sales. While there are no guarantees in any transaction, more and more short sales are being approved regularly. This is far from an impossible process.
As an Amador,Calaveras,San Joaquin and Sacramento agent with the CDPE Designation, I have been trained in all aspects of the short sale process, and know how to deal with the parties involved in foreclosures. I can explain the options you have, and get you on the path to recovery.
Do I need to Be Behind on my Mortgage to Negotiate a Short Sale?
It used to be this was the only way to get the attention of your lender! Today lenders are looking for verifiable hardship, monthly cash flow shortfall, or pending shortfall and insolvency.
The biggest mistake people make is not doing anything. The sooner you act, the better chance you have in avoiding foreclosure through a short sale.
The foreclosing party—in most cases a lender—can stall a foreclosure up to the final day of the process. Today, many lenders will stall a foreclosure with as little as a phone call from us explaining that you are trying to sell, and almost all lenders will stall a foreclosure with a legitimate contract. Once we have obtained a buyer for the property we can then start negotiation with your lender to establish an approved selling price.
If you meet these three requirements and believe that you soon may be unable to afford your mortgage, act immediately give me a call @ 209-217-6217. Any delay could limit your options.
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